You must know that you cannot decide who the perpetrator and the victim are, right after an accident. An investigation is needed, whether the accident is minor or major.
And in most cases, we already buy auto insurance for our vehicles and health insurance for our well-being. It will be a reckless action if we get too emotional in an accident and take matters into our hands. There are people in charge of that kind of business, police officers, lawyers, and insurance adjusters.
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